APKStore

There are no credit checks, no interest, no late or hidden fees & no SSN/ITIN.

The money can be used to alleviate a cash shortage you may be experiencing. It may go towards credit card bills, gas, rent, groceries, etc.—it's your money!

WHERE WE OPERATE
- Our app is available for download in all of the 50 U.S. States + D.C. & territories.

- Signing up should take a minute.

WHO CAN USE THE APP
- We believe in accessibility for all, that's why our app is available in three languages, making it easy for everyone in the U.S. to use! We are proud to be immigrant-friendly, Millennial-friendly, Gen-Z & student-friendly.
- Be at least 18 years old. You must reside in the U.S. & have a U.S. bank account.

OUR AFFORDABLE FEES
- We charge each member a measly $3.88 per month to cover the cost to operate the app. We keep it small and competitive. Use an in-app PAUSE ACCOUNT button to cancel the membership renewal anytime—no tricks!
- Transferring cash advances to your bank account is free for you, which typically takes a couple of business days to hit your bank account.
- You have the option to pay a small fee to receive your money on the same business day, which typically takes a few hours to be available in your bank account.

REPAYMENT DATE & APR INFO
- Cashli is not a payday lender. Cashli does not provide personal loans, or any type of loans. Cashli provides cash advances.
- We charge zero APR, 0% APR, 0% or zero interest!
- There’s no compulsory minimum or maximum repayment time period. The repayment date will be in alignment with when we predict a member could receive their next direct deposit—typically, between 2 & 4 weeks after the transfer of the cash advances. But it could go beyond 60 days in some scenarios. Repayment dates may still be extended upon request—support@cashli.io.

Example: You request $75 from Cashli to prevent a predatory $41 late fee on a credit card bill (according to the CFPB), you pay back $75 unless you VOLUNTARILY choose to reward us a measly $3 tip, i.e. $78 in total.

SERVICES WE OFFER
- Besides cash advances, we monitor your connected bank account & notify you on your phone when its balance is getting too low.
- We provide you with a different view of your latest bank transactions.
- We have exciting plans for future app updates. One planned feature is a 360-degree view & a deep dive into your finances to PROACTIVELY alert you about a change in your spending patterns, before you run out of money. By contrast, banks REACTIVELY alert you about low balances.

SAFETY OF YOUR DATA
- Cashli uses AES Encryption to safeguard your personal data—the same technology that U.S. big banks & the U.S. government use to protect financial & classified data.

- Cashli partners with Plaid, which supports over 10,000 U.S. banks, to analyze your authorized bank transactions for cash advance eligibility & deposit purposes. We don’t know, nor do we store, your online banking credentials. Instead, you’ll be guided through a secure & frictionless authentication framework to grant us access. Access can be revoked anytime. Cashli does not store your bank identification info.

- Cashli & its partners don’t sell your data. NEVER. Please read our Privacy Policy: cashli.io/privacy-policy-english

VERY IMPORTANT NOTES
We make no promise that everybody will be eligible for a cash advance. We reward loyalty. Almost no new members will receive the whole $150 right off the bat. But cash advances will grow larger as you & Cashli bond & forge a deep financial friendship together. Eligibility rules apply.

Cashli is proud to be a Chicago-based company. Cashli is not affiliated with any foreign company that may bear the same name. Except for Dwolla & Plaid, Cashli is not affiliated with any other financial product or institution.